Money you can just talk about.
You tie a knot so you don't forget. Knot keeps a real double-entry ledger and remembers the people, habits and commitments behind it.
knot.app/insights
Safe to spend
₹14,250
until salary in 9 days · ₹1,583/day
Monthly limits
food
₹6,200 of ₹10,000
₹3,800 left · 14 days
shopping
₹13,900 of ₹15,000
on for ₹25,300 — ahead of the month
Daily spend · 14 days
₹4.2k
Due next
- Netflix3d−₹649
- Rent9d−₹12,000
- Salary9d+₹95,000
Agentic memory
It remembers.
Teach it once — rent splits three ways — and next month it just does it. Four memory stores live beside the books: facts, events, rules, and the conversation itself. You never explain the same thing twice.
rule rent is split 3 ways with Kiran and Meera
relationship Priya is my flatmate, not my sister
event lent Priya ₹500 for lunch on Friday
Half a year of spending
Eating out is up 237% this month — numbers from SQL, never guessed.
Rule-based insights
It notices.
A heatmap of half a year, safe-to-spend until payday, limits judged by pace against the calendar. SQL computes every number; the agent only phrases what is already true.
Serializable isolation
The books can't drift.
Ten writes race to settle the same debt; exactly one wins and the rest are cleanly rejected. Every debit still meets its credit — you can fire the race yourself.
Run the race demo10
writes racing
1
winner
0
drift
The whole picture
Investments & SIPs
cost, market value, and what's unpriced
Loans & EMIs
principal split from interest, amortised live
Monthly limits
judged by pace against the calendar, not a percentage
Recurring
salary, rent and subscriptions post on their dates
People
lent, borrowed, settled, repaid — per person
Insights
a spending heatmap, safe-to-spend, and what it notices
Voice
free on-device dictation, or live conversation
Any currency
books stay in ₹, shown at the rate you actually got
How it thinks
- Money is about people.
- Not categories. Not spreadsheets.
- The agent writes. The books stay honest.
- It never invents a number.
- Memory that forgets on purpose.
- Chatter expires. What matters is kept.
- One database.
- The books and the memory, same transaction.
Built on one database
Start talking to your money.
One CockroachDB cluster holds the ledger and four memory stores — serializable money, vector recall, same transaction.